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Does LinkJolt hold my money or process my payments?

No. Your customers' payments go straight to your own Stripe, Paddle or Polar account and never pass through LinkJolt. LinkJolt records conversions and helps you pay affiliates, and keeps none of the money.

2 min read
Updated Sep 15, 2026

No. LinkJolt is a tracking and payout facilitation tool, not a payment processor. Your customers pay you directly through your own account, and their payments never pass through LinkJolt.

Accepting payments

You connect your existing Stripe, Paddle, Polar, or other processor. LinkJolt listens to that processor's webhooks to record which affiliate drove each sale. The payment itself settles to your account as it always has.

Paying affiliates

When you approve a commission, you pay the affiliate one of two ways:

  • From your saved card. You do not connect Stripe in order to pay. Open Payouts in the sidebar, then the Settings tab, where the account owner (or a team member with payout permission) enables the Stripe payouts card. Each payout then charges your saved card for the commission plus Stripe's processing cost of 2.9% + 30¢, passed through at cost. LinkJolt takes 0%. The affiliate is the one who connects Stripe, because their account is what receives the money.
  • CSV export for paying by hand through PayPal, Wise, or your bank. Go to Commissions, select the approved commissions, choose Export, and pick the PayPal or Wise format. No charges, ever.

Paying from your card only works when the commission is in a currency LinkJolt settles (GBP, USD, or EUR) and the affiliate's Stripe account is registered in the UK, US, EEA, Canada, or Switzerland. Anything outside that is never charged for, and goes out by CSV export instead.

LinkJolt holds no float and no balance of yours, and until someone enables Stripe payouts your card is never charged at all. Customer payments never touch LinkJolt, and on the payout side LinkJolt keeps nothing: the charge on your card is what funds the affiliate's transfer.

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