Stripe Connect

Stripe Connect

Stripe Connect is LinkJolt's exclusive payment infrastructure for handling all affiliate commission payouts. This powerful system enables seamless commission distribution directly from merchants to affiliates worldwide, providing a professional and reliable payment experience.

What is Stripe Connect?

Stripe Connect is a payment platform designed for marketplaces and platforms like LinkJolt that need to facilitate payments between multiple parties. It serves as the foundation for all affiliate commission payments within the LinkJolt ecosystem.

Core Capabilities

• Accept payments on behalf of merchants
• Distribute funds directly to affiliates
• Handle compliance and regulatory requirements
• Provide transparency with detailed transaction records
• Scale globally with multi-currency support

How LinkJolt Uses Stripe Connect

Platform Architecture

1. LinkJolt platform (main Stripe account)
2. Merchant accounts (connected via Stripe or Paddle)
3. Affiliate Express accounts (automatic payout recipients)

Payment Flow in LinkJolt

1. Customer purchases through merchant's Stripe/Paddle checkout
2. LinkJolt tracks the affiliate referral
3. Commission calculated in real-time
4. Funds distributed via Stripe Connect
5. Direct transfers sent to affiliate bank accounts
6. All parties receive transaction records and notifications

Stripe Connect Express Accounts

LinkJolt exclusively uses Stripe Connect Express accounts for all affiliates, providing the optimal balance of simplicity and functionality.

Express Account Benefits

• Quick onboarding: Usually approved within minutes
• Simplified application: Minimal information required
• Stripe-branded experience: Professional payment handling
• Automatic compliance: All regulatory requirements managed
• Global availability: Support for 45+ countries

Onboarding Process

1. Affiliate approval: Get accepted to LinkJolt programs
2. Stripe Connect invitation: Automatic invitation sent
3. Express account creation: Complete Stripe onboarding
4. Identity verification: Automated KYC process
5. Bank account connection: Link payout destination
6. Ready to earn: Start receiving commission payments

Global Coverage

Supported Countries

Stripe Connect supports LinkJolt affiliates in 45+ countries including:

North America

• United States
• Canada

Europe

• United Kingdom
• Germany
• France
• Spain
• Italy
• Netherlands
• And 25+ more EU countries

Asia-Pacific

• Australia
• New Zealand
• Singapore
• Japan
• Hong Kong

Latin America

• Mexico
• Brazil
• Expanding coverage

Middle East & Others

• United Arab Emirates
• Growing global coverage

Payment Features

Automatic Payouts

• Weekly schedules: Every Friday for active affiliates
• Monthly schedules: First of each month
• Configurable thresholds: $25-$100 minimums
• Real-time processing: Immediate calculation and scheduling

Currency Support

• Local currency payouts when available
• Automatic conversion from USD base currency
• Competitive exchange rates
• Transparent fee structure

Bank Transfer Methods

Domestic Transfers

• ACH transfers: US affiliates (1-3 days)
• SEPA transfers: EU affiliates (1-2 days)
• Faster payments: UK affiliates (instant-2 hours)
• Local rails: Optimized for each country

International Coverage

• SWIFT network: Global bank coverage
• Local payment systems when available
• Multi-currency support
• Competitive rates and timing

Benefits for LinkJolt Ecosystem

For Affiliates

• Professional infrastructure: Enterprise-grade payment system
• Fast approvals: Minutes instead of days
• Global accessibility: Available worldwide
• Automatic compliance: Tax reporting handled
• Real-time tracking: Instant payment notifications
• Mobile support: Manage via Stripe mobile app

For Merchants

• Simplified payouts: Completely automated
• Reduced liability: Stripe handles compliance
• Global reach: Pay affiliates anywhere
• Detailed reporting: Complete transaction visibility
• Fraud protection: Built-in security measures
• Cost efficiency: Competitive processing fees

For LinkJolt Platform

• Scalable infrastructure: Handle unlimited transactions
• Unified experience: Consistent for all users
• Regulatory compliance: International requirements met
• Operational efficiency: Automated processing
• Professional reputation: Enterprise-grade infrastructure

Security and Compliance

Built-in Security

• Bank-level encryption for all transactions
• PCI DSS compliance automatically maintained
• Fraud monitoring and prevention
• Two-factor authentication available
• Regular security audits and updates

Regulatory Compliance

• Automatic tax reporting (1099s in US)
• GDPR compliance for EU affiliates
• KYC/AML verification handled automatically
• Multi-jurisdiction regulatory support
• Consumer protection compliance

Account Protection

• Real-time monitoring for suspicious activity
• Dispute resolution processes
• Professional customer support
• Insurance coverage for eligible transactions
• Data protection and privacy

LinkJolt Integration Features

Real-Time Synchronization

• Instant commission calculations
• Automatic payout scheduling
• Real-time balance updates
• Live transaction tracking
• Immediate notifications

Dashboard Integration

• Commission tracking in LinkJolt dashboard
• Payout history and status
• Bank account management
• Payment preferences configuration
• Tax document access

API Integration

• Seamless data flow between systems
• Automatic reconciliation
• Error handling and retry logic
• Webhook notifications
• Comprehensive logging

Cost Structure

LinkJolt's Policy

• Zero platform fees for Stripe Connect usage
• No markup on Stripe's standard fees
• Transparent pricing with no hidden costs
• Volume benefits passed to users

Stripe Connect Fees

• Express accounts: No setup or monthly fees
• Standard transfers: $0.25-2 per transfer (varies by country)
• Express transfers: 1.5% fee for same-day (where available)
• Currency conversion: Market-competitive rates

Cost Optimization

• Higher payout thresholds reduce per-transfer costs
• Local currency payouts minimize conversion fees
• Bulk processing for maximum efficiency
• Flexible schedules to optimize costs

Getting Started

For New Affiliates

1. Join LinkJolt: Apply for affiliate programs
2. Get approved: Merchants approve your application
3. Receive invitation: Automatic Stripe Connect setup email
4. Complete onboarding: Quick 2-minute process
5. Start earning: Commission payments begin automatically

For Existing Users

• Automatic migration: Existing affiliates seamlessly transferred
• Enhanced features: Improved payment experience
• Continued earnings: No interruption to income
• Better support: Professional customer service

Support and Help

• Comprehensive documentation: Complete setup guides
• LinkJolt support: Platform-specific assistance
• Stripe support: Direct access to payment experts
• Community help: Affiliate community forums

Troubleshooting

Common Issues

• Verification delays: Provide additional documentation
• Bank account: Update or verify account details
• Geographic restrictions: Confirm country eligibility
• Technical problems: Contact support team

Resolution Process

1. Automatic detection of issues
2. Immediate notifications to affected users
3. Clear instructions for resolution
4. Support team assistance available
5. Follow-up confirmation when resolved

Stripe Connect provides LinkJolt with a world-class payment infrastructure that ensures all affiliates receive professional, reliable, and secure commission payments.

Ready to start earning with professional payment infrastructure?

1. Join LinkJolt: Sign up for your affiliate account
2. Get approved: Apply to merchant programs
3. Connect payments: Complete Stripe Connect onboarding
4. Start promoting: Begin earning commissions
5. Get paid automatically: Direct deposits to your bank

Start Your Affiliate Journey →