Payment Method

Payment Methods

LinkJolt exclusively uses Stripe Connect for all affiliate commission payments, providing a streamlined, secure, and globally accessible payout system. This unified approach ensures consistent, reliable payments for all affiliates worldwide.

LinkJolt's Stripe Connect Integration

Why Stripe Connect Only?

• Unified experience for all affiliates
• Automatic coverage across the US, UK, EEA, Canada and Switzerland, with CSV export beyond
• Automatic compliance handling
• Direct bank transfers within the supported regions
• Real-time payment processing
• Professional infrastructure

How It Works

1. Quick onboarding via Stripe Connect Express
2. Identity verification handled automatically
3. Bank account connection
4. Automatic payouts based on schedule
5. Real-time notifications and tracking

Stripe Connect Express Accounts

Features for Affiliates

• Simplified onboarding: Usually approved within minutes
• Direct bank deposits: Straight to your bank account
• Availability: Automatic payouts across the US, UK, EEA, Canada and Switzerland
• Automatic compliance: Tax reporting handled
• Mobile access: Manage via Stripe mobile app
• Real-time tracking: Instant payment notifications

Supported Countries

Stripe Connect supports affiliates in these regions:

• North America: US, Canada
• Europe: UK, Germany, France, Spain, Italy, Netherlands, and 25+ more
• Asia-Pacific: Australia, New Zealand, Singapore, Japan, Hong Kong
• Latin America: Mexico, Brazil, and expanding
• Middle East: UAE, and growing coverage

Account Setup Process

1. LinkJolt Invitation

• Receive invitation after affiliate approval
• Click setup link in email
• Redirected to Stripe Connect onboarding

2. Stripe Connect Onboarding

• Provide basic information (name, address)
• Business details (if applicable)
• Bank account information
• Identity verification (automated)

3. Verification and Approval

• Instant verification for most applicants
• Additional documentation rarely required
• Approval notification via email
• Ready to receive payments

4. After onboarding

• Nothing else to configure. There are no payout schedule or threshold settings: approved commissions are queued automatically and sent on the next daily run.
• Choose notification settings in your affiliate portal
• Tax is yours to handle. LinkJolt does not collect tax forms or issue tax documents.

Payment Processing

When payouts run

• Once a day. There is one daily payout run. Weekly, monthly and custom schedules do not exist.
• Queued on approval: a commission is queued when the merchant approves it and goes out on the next run.
• No minimum: there is no payout threshold. Any approved amount is queued.
• Merchant opt-in: automatic payouts only run if the merchant has turned them on.

Payment speed

• Bank transfer: typically 1-3 business days once sent, depending on country
• Weekends and holidays: handled on the next banking day

Global Payment Features

Currency

• Paid in the currency the commission was earned in. LinkJolt does not convert.
• Stripe converts to the affiliate's own currency on deposit, typically around 2%.
• Automatic payouts settle in GBP, US dollars or euros. Other currencies are paid by CSV export.

Bank Transfer Methods

Domestic Transfers

• ACH transfers: US affiliates
• SEPA transfers: EU affiliates
• Faster payments: UK affiliates
• Local banking: Country-specific optimizations

International Transfers

• SWIFT transfers: Global coverage
• Local payment rails when available
• Currency conversion handled automatically
• Competitive exchange rates

Fees and Costs

LinkJolt Policy

• Zero platform fees for Stripe Connect
• No additional charges from LinkJolt
• Transparent pricing
• No hidden costs

Stripe Connect Fees

• Express accounts: No setup fees
• Standard transfers: Typically $0.25-2 per transfer
• Express transfers: 1.5% fee (where available)
• Currency conversion: Competitive rates

Cost Optimization

• Higher payout thresholds reduce per-transfer costs
• Monthly schedules more cost-effective for smaller earners
• Local currency payouts minimize conversion fees
• Batch processing for efficiency

Security and Compliance

Built-in Security

• Bank-level encryption for all transactions
• Two-factor authentication available
• Fraud monitoring and prevention
• PCI DSS compliance

Tax and verification

• Affiliates handle their own tax. LinkJolt does not collect W-9 or W-8BEN forms and does not issue 1099s or other tax documents.
• Identity verification (KYC) is Stripe's, carried out during affiliate onboarding.
• Payment data stays with Stripe. LinkJolt never stores card or bank details.

Account protection

• Account monitoring for suspicious activity
• Dispute resolution through Stripe
• Email and in-app support

Affiliate Dashboard Integration

Real-Time Tracking

• Live commission balance
• Pending payment amounts
• Payment history and status
• Upcoming payout dates

Payment Controls

• Update bank account information
• Modify payout schedule
• Set notification preferences
• Download payment reports

Support and Help

• Integrated help system
• Direct access to Stripe support
• LinkJolt customer service
• Comprehensive documentation

Troubleshooting Common Issues

Failed Payments

• Incorrect bank details
• Account verification issues
• Bank account closures
• Regulatory restrictions

Resolution Process

1. Automatic notification of failed payment
2. Update account information in dashboard
3. Retry payment processing
4. Contact support if issues persist

Account Issues

• Verification delays: Provide additional documentation
• Account holds: Resolve compliance issues
• Bank problems: Update payment information
• Geographic restrictions: Confirm eligibility

Benefits of Unified Payment System

For Affiliates

• Consistent experience across all programs
• Single account management
• Reliable payment processing
• Professional infrastructure
• Global accessibility

For LinkJolt

• Simplified operations
• Reduced complexity
• Better support quality
• Unified reporting
• Scalable infrastructure

For Merchants

• Automated payout processing
• Reduced administrative overhead
• Compliance assurance
• Global affiliate reach
• Professional payment infrastructure

Getting Started

New Affiliates

1. Apply for LinkJolt affiliate program
2. Get approved by merchants
3. Receive Stripe Connect invitation
4. Complete onboarding process
5. Start earning and receiving payments

Existing Users

• All payments automatically processed via Stripe Connect
• No additional setup required
• Existing earnings transferred to new system
• Continuous service with enhanced features

LinkJolt's exclusive use of Stripe Connect ensures all affiliates receive professional, reliable, and secure commission payments.

Set Up Your Payments →